Call reports 2018
PITNEY BOWES BANK INC., THE — 2018
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 713,464,000 | 710,268,000 | 707,769,000 | 712,117,000 |
| Total loans | 254,106,000 | 251,167,000 | 238,866,000 | 237,580,000 |
| Allowance for loan losses | 3,635,000 | 3,864,000 | 3,791,000 | 3,947,000 |
| Securities available for sale | 398,702,000 | 413,768,000 | 413,882,000 | 419,487,000 |
| Securities held to maturity | 1,847,000 | 2,651,000 | 2,636,000 | 2,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,902,000 | 585,858,000 | 591,808,000 | 607,337,000 |
| Interest-bearing deposits | 550,494,000 | 552,025,000 | 554,114,000 | 568,103,000 |
| Noninterest-bearing deposits | 35,408,000 | 33,833,000 | 37,694,000 | 39,234,000 |
| Equity capital | 69,017,000 | 67,572,000 | 66,298,000 | 67,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,229,000 | 39,148,000 | 58,317,000 | 78,059,000 |
| Interest expense | 188,000 | 376,000 | 574,000 | 773,000 |
| Net interest income | 20,041,000 | 38,772,000 | 57,743,000 | 77,286,000 |
| Noninterest income | 4,804,000 | 9,288,000 | 13,755,000 | 18,145,000 |
| Noninterest expense | 871,000 | 1,749,000 | 2,615,000 | 3,454,000 |
| Provision for loan losses | 1,635,000 | 2,968,000 | 4,104,000 | 5,399,000 |
| Pretax income | 22,292,000 | 43,215,000 | 64,654,000 | 85,978,000 |
| Income tax | 5,210,000 | 10,224,000 | 15,234,000 | 20,050,000 |
| Net income | 17,082,000 | 32,991,000 | 49,420,000 | 65,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,615,000 | 71,569,000 | 71,569,000 | 71,691,000 |
| Total capital | 75,250,000 | 75,433,000 | 75,360,000 | 75,638,000 |
| Risk-weighted assets | 378,340,000 | 384,012,000 | 374,080,000 | 369,389,000 |