Call reports 2017
PITNEY BOWES BANK INC., THE — 2017
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 700,241,000 | 714,342,000 | 706,343,000 | 746,576,000 |
| Total loans | 279,753,000 | 283,121,000 | 271,920,000 | 273,589,000 |
| Allowance for loan losses | 3,867,000 | 3,839,000 | 3,284,000 | 3,535,000 |
| Securities available for sale | 390,313,000 | 395,331,000 | 404,666,000 | 430,942,000 |
| Securities held to maturity | 2,198,000 | 2,195,000 | 2,061,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,125,000 | 580,666,000 | 575,852,000 | 589,476,000 |
| Interest-bearing deposits | 510,738,000 | 534,896,000 | 531,863,000 | 547,042,000 |
| Noninterest-bearing deposits | 50,387,000 | 45,770,000 | 43,989,000 | 42,434,000 |
| Equity capital | 72,676,000 | 72,911,000 | 72,637,000 | 73,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 22,713,000 | 44,572,000 | 66,098,000 | 87,944,000 |
| Interest expense | 181,000 | 366,000 | 560,000 | 744,000 |
| Net interest income | 22,532,000 | 44,206,000 | 65,538,000 | 87,200,000 |
| Noninterest income | 5,139,000 | 10,091,000 | 14,778,000 | 19,513,000 |
| Noninterest expense | 603,000 | 1,444,000 | 2,310,000 | 3,009,000 |
| Provision for loan losses | 270,000 | 1,185,000 | 1,450,000 | 3,218,000 |
| Pretax income | 26,550,000 | 51,368,000 | 76,062,000 | 100,028,000 |
| Income tax | 9,810,000 | 19,222,000 | 28,426,000 | 37,031,000 |
| Net income | 16,740,000 | 32,146,000 | 47,636,000 | 62,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,086,000 | 71,067,000 | 70,476,000 | 71,580,000 |
| Total capital | 75,953,000 | 74,906,000 | 73,760,000 | 75,115,000 |
| Risk-weighted assets | 417,837,000 | 412,121,000 | 392,901,000 | 396,261,000 |