Call reports 2016
PITNEY BOWES BANK INC., THE — 2016
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 711,155,000 | 716,234,000 | 724,552,000 | 716,199,000 |
| Total loans | 319,868,000 | 315,085,000 | 306,319,000 | 312,545,000 |
| Allowance for loan losses | 5,327,000 | 5,135,000 | 4,537,000 | 4,520,000 |
| Securities available for sale | 355,698,000 | 367,677,000 | 393,054,000 | 356,289,000 |
| Securities held to maturity | 1,630,000 | 1,479,000 | 1,327,000 | 2,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,450,000 | 563,025,000 | 576,960,000 | 584,394,000 |
| Interest-bearing deposits | 509,514,000 | 518,977,000 | 527,680,000 | 529,292,000 |
| Noninterest-bearing deposits | 45,936,000 | 44,048,000 | 49,280,000 | 55,102,000 |
| Equity capital | 74,403,000 | 77,307,000 | 76,208,000 | 72,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,204,000 | 47,174,000 | 70,866,000 | 95,496,000 |
| Interest expense | 180,000 | 359,000 | 544,000 | 733,000 |
| Net interest income | 23,024,000 | 46,815,000 | 70,322,000 | 94,763,000 |
| Noninterest income | 5,805,000 | 11,374,000 | 16,811,000 | 21,875,000 |
| Noninterest expense | 853,000 | 1,686,000 | 2,400,000 | 3,209,000 |
| Provision for loan losses | 840,000 | 1,532,000 | 2,136,000 | 3,208,000 |
| Pretax income | 26,841,000 | 54,533,000 | 82,022,000 | 109,477,000 |
| Income tax | 9,918,000 | 20,150,000 | 30,307,000 | 39,344,000 |
| Net income | 16,923,000 | 34,383,000 | 51,715,000 | 70,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,437,000 | 70,984,000 | 70,271,000 | 72,708,000 |
| Total capital | 75,778,000 | 76,143,000 | 74,825,000 | 77,228,000 |
| Risk-weighted assets | 440,914,000 | 443,490,000 | 443,952,000 | 439,586,000 |