Call reports 2015
PITNEY BOWES BANK INC., THE — 2015
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 732,410,000 | 745,100,000 | 725,682,000 | 716,226,000 |
| Total loans | 328,606,000 | 329,230,000 | 327,097,000 | 337,459,000 |
| Allowance for loan losses | 6,460,000 | 6,138,000 | 5,862,000 | 5,741,000 |
| Securities available for sale | 366,694,000 | 378,076,000 | 362,696,000 | 343,762,000 |
| Securities held to maturity | 1,941,000 | 1,938,000 | 1,794,000 | 1,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,907,000 | 578,189,000 | 573,495,000 | 578,590,000 |
| Interest-bearing deposits | 528,772,000 | 529,033,000 | 526,421,000 | 530,405,000 |
| Noninterest-bearing deposits | 53,135,000 | 49,156,000 | 47,074,000 | 48,185,000 |
| Equity capital | 92,420,000 | 89,956,000 | 74,088,000 | 72,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,214,000 | 46,453,000 | 69,522,000 | 93,795,000 |
| Interest expense | 186,000 | 365,000 | 548,000 | 724,000 |
| Net interest income | 24,028,000 | 46,088,000 | 68,974,000 | 93,071,000 |
| Noninterest income | 6,735,000 | 13,557,000 | 19,614,000 | 25,464,000 |
| Noninterest expense | 852,000 | 1,656,000 | 2,469,000 | 3,189,000 |
| Provision for loan losses | 998,000 | 1,828,000 | 3,193,000 | 4,285,000 |
| Pretax income | 29,448,000 | 56,860,000 | 83,279,000 | 111,615,000 |
| Income tax | 10,881,000 | 21,010,000 | 30,771,000 | 40,706,000 |
| Net income | 18,567,000 | 35,850,000 | 52,508,000 | 70,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,765,000 | 88,505,000 | 71,416,000 | 72,088,000 |
| Total capital | 93,404,000 | 94,112,000 | 77,003,000 | 77,829,000 |
| Risk-weighted assets | 449,139,000 | 448,140,000 | 446,003,000 | 459,784,000 |