Call reports 2013
PITNEY BOWES BANK INC., THE — 2013
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 764,851,000 | 779,942,000 | 782,468,000 | 779,148,000 |
| Total loans | 353,836,000 | 355,436,000 | 356,754,000 | 362,129,000 |
| Allowance for loan losses | 9,499,000 | 8,645,000 | 8,502,000 | 8,247,000 |
| Securities available for sale | 345,245,000 | 361,398,000 | 342,069,000 | 345,091,000 |
| Securities held to maturity | 2,556,000 | 2,802,000 | 2,736,000 | 2,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,121,000 | 616,627,000 | 623,494,000 | 623,622,000 |
| Interest-bearing deposits | 560,577,000 | 564,463,000 | 572,819,000 | 573,070,000 |
| Noninterest-bearing deposits | 56,544,000 | 52,164,000 | 50,675,000 | 50,552,000 |
| Equity capital | 56,493,000 | 46,656,000 | 50,228,000 | 45,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 24,229,000 | 46,304,000 | 68,997,000 | 91,535,000 |
| Interest expense | 239,000 | 487,000 | 736,000 | 973,000 |
| Net interest income | 23,990,000 | 45,817,000 | 68,261,000 | 90,562,000 |
| Noninterest income | 8,846,000 | 17,458,000 | 25,121,000 | 32,535,000 |
| Noninterest expense | 771,000 | 1,535,000 | 2,283,000 | 3,097,000 |
| Provision for loan losses | 1,475,000 | 2,252,000 | 4,028,000 | 5,634,000 |
| Pretax income | 30,583,000 | 60,295,000 | 87,407,000 | 114,714,000 |
| Income tax | 11,606,000 | 22,865,000 | 32,883,000 | 43,435,000 |
| Net income | 18,977,000 | 37,430,000 | 54,524,000 | 71,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,988,000 | 44,522,000 | 48,466,000 | 43,806,000 |
| Total capital | 56,698,000 | 50,373,000 | 54,415,000 | 49,755,000 |
| Risk-weighted assets | 452,985,000 | 465,269,000 | 473,384,000 | 473,606,000 |