Call reports 2012
PITNEY BOWES BANK INC., THE — 2012
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 748,300,000 | 765,416,000 | 784,519,000 | 808,092,000 |
| Total loans | 374,214,000 | 367,344,000 | 369,347,000 | 373,954,000 |
| Allowance for loan losses | 15,637,000 | 14,081,000 | 13,118,000 | 10,380,000 |
| Securities available for sale | 322,124,000 | 350,366,000 | 347,592,000 | 382,689,000 |
| Securities held to maturity | 2,049,000 | 2,045,000 | 1,915,000 | 2,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,526,000 | 644,412,000 | 624,472,000 | 646,287,000 |
| Interest-bearing deposits | 567,367,000 | 591,626,000 | 578,819,000 | 591,478,000 |
| Noninterest-bearing deposits | 53,159,000 | 52,786,000 | 45,653,000 | 54,809,000 |
| Equity capital | 54,664,000 | 53,717,000 | 57,135,000 | 62,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 25,111,000 | 48,185,000 | 71,462,000 | 95,212,000 |
| Interest expense | 425,000 | 839,000 | 1,298,000 | 1,731,000 |
| Net interest income | 24,686,000 | 47,346,000 | 70,164,000 | 93,481,000 |
| Noninterest income | 9,101,000 | 17,817,000 | 26,563,000 | 36,192,000 |
| Noninterest expense | 588,000 | 1,479,000 | 2,219,000 | 3,019,000 |
| Provision for loan losses | 1,600,000 | 2,070,000 | 3,530,000 | 2,905,000 |
| Pretax income | 32,278,000 | 62,926,000 | 93,100,000 | 126,293,000 |
| Income tax | 11,948,000 | 23,904,000 | 35,073,000 | 44,614,000 |
| Net income | 20,330,000 | 39,022,000 | 58,027,000 | 81,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,836,000 | 48,174,000 | 50,608,000 | 56,490,000 |
| Total capital | 56,658,000 | 53,944,000 | 56,617,000 | 62,505,000 |
| Risk-weighted assets | 455,964,000 | 453,328,000 | 473,612,000 | 476,828,000 |