Call reports 2011
PITNEY BOWES BANK INC., THE — 2011
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 712,651,000 | 749,718,000 | 725,695,000 | 767,070,000 |
| Total loans | 381,411,000 | 377,990,000 | 394,854,000 | 396,597,000 |
| Allowance for loan losses | 18,848,000 | 18,445,000 | 18,895,000 | 16,213,000 |
| Securities available for sale | 301,780,000 | 338,639,000 | 309,675,000 | 289,276,000 |
| Securities held to maturity | 2,432,000 | 2,428,000 | 2,088,000 | 2,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,711,000 | 632,428,000 | 598,063,000 | 643,101,000 |
| Interest-bearing deposits | 556,903,000 | 589,037,000 | 559,589,000 | 593,329,000 |
| Noninterest-bearing deposits | 49,808,000 | 43,391,000 | 38,474,000 | 49,772,000 |
| Equity capital | 50,964,000 | 50,709,000 | 52,575,000 | 56,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 26,994,000 | 51,829,000 | 77,816,000 | 105,373,000 |
| Interest expense | 781,000 | 1,570,000 | 2,424,000 | 2,995,000 |
| Net interest income | 26,213,000 | 50,259,000 | 75,392,000 | 102,378,000 |
| Noninterest income | 10,006,000 | 19,791,000 | 29,430,000 | 38,694,000 |
| Noninterest expense | 641,000 | 1,265,000 | 1,904,000 | 2,426,000 |
| Provision for loan losses | 2,275,000 | 5,165,000 | 8,180,000 | 8,430,000 |
| Pretax income | 32,507,000 | 62,991,000 | 94,079,000 | 129,675,000 |
| Income tax | 11,779,000 | 22,825,000 | 34,944,000 | 48,778,000 |
| Net income | 20,728,000 | 40,166,000 | 59,135,000 | 80,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,812,000 | 48,321,000 | 47,040,000 | 52,756,000 |
| Total capital | 55,519,000 | 54,191,000 | 52,904,000 | 59,232,000 |
| Risk-weighted assets | 443,384,000 | 457,040,000 | 456,054,000 | 508,341,000 |