Call reports 2009
PITNEY BOWES BANK INC., THE — 2009
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 700,752,000 | 694,255,000 | 701,955,000 | 700,910,000 |
| Total loans | 443,084,000 | 422,811,000 | 430,928,000 | 438,147,000 |
| Allowance for loan losses | 22,449,000 | 21,496,000 | 20,881,000 | 22,046,000 |
| Securities available for sale | 220,166,000 | 226,553,000 | 243,487,000 | 224,265,000 |
| Securities held to maturity | 2,605,000 | 2,605,000 | 2,505,000 | 3,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,113,000 | 616,898,000 | 612,981,000 | 607,090,000 |
| Interest-bearing deposits | 550,191,000 | 574,188,000 | 573,754,000 | 566,666,000 |
| Noninterest-bearing deposits | 52,923,000 | 42,710,000 | 39,227,000 | 40,424,000 |
| Equity capital | 62,085,000 | 56,452,000 | 54,120,000 | 54,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 34,949,000 | 65,621,000 | 95,922,000 | 125,598,000 |
| Interest expense | 1,104,000 | 2,190,000 | 3,333,000 | 4,451,000 |
| Net interest income | 33,845,000 | 63,431,000 | 92,589,000 | 121,147,000 |
| Noninterest income | 12,905,000 | 23,893,000 | 34,448,000 | 44,801,000 |
| Noninterest expense | 545,000 | 1,492,000 | 2,097,000 | 2,679,000 |
| Provision for loan losses | 6,350,000 | 12,425,000 | 18,725,000 | 27,454,000 |
| Pretax income | 39,868,000 | 73,442,000 | 106,220,000 | 135,789,000 |
| Income tax | 14,731,000 | 27,137,000 | 39,248,000 | 49,197,000 |
| Net income | 25,137,000 | 46,305,000 | 66,972,000 | 86,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,232,000 | 55,750,000 | 53,297,000 | 53,967,000 |
| Total capital | 68,036,000 | 62,336,000 | 59,955,000 | 60,774,000 |
| Risk-weighted assets | 528,649,000 | 512,003,000 | 517,803,000 | 529,346,000 |