Call reports 2007
PITNEY BOWES BANK INC., THE — 2007
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 650,594,000 | 664,309,000 | 722,864,000 | 696,902,000 |
| Total loans | 435,467,000 | 449,065,000 | 485,271,000 | 471,053,000 |
| Allowance for loan losses | 18,206,000 | 19,618,000 | 21,215,000 | 23,404,000 |
| Securities available for sale | 185,547,000 | 184,567,000 | 202,452,000 | 165,158,000 |
| Securities held to maturity | 2,300,000 | 2,300,000 | 2,311,000 | 2,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,551,000 | 532,160,000 | 547,531,000 | 592,217,000 |
| Interest-bearing deposits | 451,508,000 | 471,431,000 | 491,860,000 | 538,031,000 |
| Noninterest-bearing deposits | 68,043,000 | 60,729,000 | 55,671,000 | 54,186,000 |
| Equity capital | 53,104,000 | 50,684,000 | 53,301,000 | 57,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 34,414,000 | 71,066,000 | 109,901,000 | 148,847,000 |
| Interest expense | 906,000 | 1,835,000 | 2,793,000 | 3,793,000 |
| Net interest income | 33,508,000 | 69,231,000 | 107,108,000 | 145,054,000 |
| Noninterest income | 9,940,000 | 19,515,000 | 29,239,000 | 41,760,000 |
| Noninterest expense | 405,000 | 903,000 | 1,434,000 | 1,969,000 |
| Provision for loan losses | 758,000 | 5,490,000 | 11,618,000 | 19,475,000 |
| Pretax income | 42,390,000 | 82,540,000 | 123,600,000 | 165,684,000 |
| Income tax | 15,663,000 | 30,498,000 | 45,670,000 | 60,005,000 |
| Net income | 26,727,000 | 52,042,000 | 77,930,000 | 105,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,991,000 | 50,553,000 | 52,973,000 | 57,059,000 |
| Total capital | 59,233,000 | 56,950,000 | 59,910,000 | 63,811,000 |
| Risk-weighted assets | 487,393,000 | 498,521,000 | 540,721,000 | 523,481,000 |