Call reports 2006
PITNEY BOWES BANK INC., THE — 2006
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 553,003,000 | 574,292,000 | 595,239,000 | 644,038,000 |
| Total loans | 391,363,000 | 404,172,000 | 417,760,000 | 456,914,000 |
| Allowance for loan losses | 20,110,000 | 22,046,000 | 20,238,000 | 20,550,000 |
| Securities available for sale | 132,754,000 | 140,902,000 | 148,212,000 | 135,212,000 |
| Securities held to maturity | 3,021,000 | 3,019,000 | 3,015,000 | 3,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,986,000 | 492,826,000 | 492,348,000 | 516,627,000 |
| Interest-bearing deposits | 426,107,000 | 447,764,000 | 446,726,000 | 463,040,000 |
| Noninterest-bearing deposits | 43,879,000 | 45,062,000 | 45,622,000 | 53,587,000 |
| Equity capital | 45,332,000 | 43,016,000 | 46,356,000 | 50,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 31,604,000 | 61,453,000 | 94,722,000 | 132,333,000 |
| Interest expense | 982,000 | 1,800,000 | 2,678,000 | 3,541,000 |
| Net interest income | 30,622,000 | 59,653,000 | 92,044,000 | 128,792,000 |
| Noninterest income | 7,232,000 | 15,224,000 | 22,947,000 | 33,089,000 |
| Noninterest expense | 441,000 | 1,040,000 | 1,538,000 | 2,113,000 |
| Provision for loan losses | 3,029,000 | 7,428,000 | 8,031,000 | 11,426,000 |
| Pretax income | 34,371,000 | 66,397,000 | 105,400,000 | 148,565,000 |
| Income tax | 12,693,000 | 24,527,000 | 38,938,000 | 54,888,000 |
| Net income | 21,678,000 | 41,870,000 | 66,462,000 | 93,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,453,000 | 43,134,000 | 46,423,000 | 49,962,000 |
| Total capital | 50,978,000 | 48,848,000 | 52,369,000 | 56,392,000 |
| Risk-weighted assets | 427,479,000 | 440,758,000 | 461,427,000 | 500,299,000 |