Call reports 2004
PITNEY BOWES BANK INC., THE — 2004
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 504,734,000 | 542,110,000 | 575,266,000 | 563,818,000 |
| Total loans | 346,742,000 | 336,550,000 | 360,070,000 | 375,704,000 |
| Allowance for loan losses | 15,030,000 | 14,918,000 | 21,746,000 | 18,618,000 |
| Securities available for sale | 125,964,000 | 169,100,000 | 179,168,000 | 142,454,000 |
| Securities held to maturity | 2,339,000 | 2,988,000 | 2,983,000 | 3,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,881,000 | 447,721,000 | 461,327,000 | 468,544,000 |
| Interest-bearing deposits | 390,861,000 | 407,309,000 | 418,708,000 | 425,581,000 |
| Noninterest-bearing deposits | 43,020,000 | 40,412,000 | 42,618,000 | 42,964,000 |
| Equity capital | 41,875,000 | 40,004,000 | 37,704,000 | 43,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 34,791,000 | 66,468,000 | 95,664,000 | 129,441,000 |
| Interest expense | 954,000 | 2,010,000 | 3,074,000 | 4,067,000 |
| Net interest income | 33,837,000 | 64,458,000 | 92,590,000 | 125,374,000 |
| Noninterest income | 3,411,000 | 7,589,000 | 11,728,000 | 16,590,000 |
| Noninterest expense | 445,000 | 846,000 | 1,257,000 | 1,823,000 |
| Provision for loan losses | 3,557,000 | 7,544,000 | 17,786,000 | 18,873,000 |
| Pretax income | 33,246,000 | 63,657,000 | 85,275,000 | 121,268,000 |
| Income tax | 12,284,000 | 23,521,000 | 31,509,000 | 44,809,000 |
| Net income | 20,962,000 | 40,136,000 | 53,766,000 | 76,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,875,000 | 40,004,000 | 37,704,000 | 43,972,000 |
| Total capital | 47,156,000 | 44,884,000 | 42,955,000 | 49,353,000 |
| Risk-weighted assets | 412,713,000 | 380,386,000 | 403,556,000 | 417,273,000 |