Call reports 2002
PITNEY BOWES BANK INC., THE — 2002
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 403,298,000 | 416,987,000 | 451,692,000 | 483,235,000 |
| Total loans | 303,809,000 | 321,277,000 | 348,423,000 | 357,251,000 |
| Allowance for loan losses | 13,088,000 | 13,253,000 | 14,167,000 | 13,600,000 |
| Securities available for sale | 68,570,000 | 66,493,000 | 70,988,000 | 107,423,000 |
| Securities held to maturity | 2,303,000 | 2,303,000 | 637,000 | 687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,615,000 | 321,864,000 | 369,066,000 | 386,716,000 |
| Interest-bearing deposits | 298,376,000 | 301,272,000 | 341,020,000 | 351,284,000 |
| Noninterest-bearing deposits | 22,239,000 | 20,592,000 | 28,046,000 | 35,432,000 |
| Equity capital | 47,368,000 | 61,295,000 | 42,944,000 | 56,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 24,961,000 | 51,031,000 | 81,549,000 | 113,534,000 |
| Interest expense | 136,000 | 345,000 | 610,000 | 838,000 |
| Net interest income | 24,825,000 | 50,686,000 | 80,939,000 | 112,696,000 |
| Noninterest income | 456,000 | 660,000 | 1,029,000 | 4,663,000 |
| Noninterest expense | 384,000 | 783,000 | 1,229,000 | 1,559,000 |
| Provision for loan losses | 3,465,000 | 6,578,000 | 10,763,000 | 13,790,000 |
| Pretax income | 21,432,000 | 43,985,000 | 69,976,000 | 102,010,000 |
| Income tax | 8,198,000 | 16,824,000 | 26,766,000 | 39,019,000 |
| Net income | 13,234,000 | 27,161,000 | 43,210,000 | 62,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,368,000 | 61,295,000 | 42,944,000 | 56,680,000 |
| Total capital | 52,209,000 | 66,335,000 | 48,419,000 | 62,665,000 |
| Risk-weighted assets | 379,035,000 | 394,995,000 | 429,318,000 | 471,147,000 |