Call reports 2008
CROCKETT NATIONAL BANK — 2008
What CROCKETT NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 265,391,000 | 271,358,000 | 288,701,000 | 288,332,000 |
| Total loans | 208,599,000 | 226,833,000 | 237,346,000 | 232,778,000 |
| Allowance for loan losses | 1,977,000 | 2,077,000 | 2,183,000 | 2,284,000 |
| Securities available for sale | 14,694,000 | 11,273,000 | 10,582,000 | 12,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,484,000 | 220,365,000 | 236,277,000 | 235,662,000 |
| Interest-bearing deposits | 163,590,000 | 166,280,000 | 194,193,000 | 195,399,000 |
| Noninterest-bearing deposits | 50,894,000 | 54,085,000 | 42,084,000 | 40,263,000 |
| Equity capital | 25,246,000 | 26,190,000 | 27,337,000 | 28,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,557,000 | 9,241,000 | 14,029,000 | 18,592,000 |
| Interest expense | 1,701,000 | 3,122,000 | 4,398,000 | 5,729,000 |
| Net interest income | 2,856,000 | 6,119,000 | 9,631,000 | 12,863,000 |
| Noninterest income | 391,000 | 764,000 | 1,127,000 | 1,451,000 |
| Noninterest expense | 1,877,000 | 3,769,000 | 5,672,000 | 7,709,000 |
| Provision for loan losses | 0 | 105,000 | 210,000 | 315,000 |
| Pretax income | 1,370,000 | 3,009,000 | 4,876,000 | 6,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,370,000 | 3,009,000 | 4,876,000 | 6,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,248,000 | 26,192,000 | 27,337,000 | 28,481,000 |
| Total capital | 27,225,000 | 28,269,000 | 29,520,000 | 30,765,000 |
| Risk-weighted assets | 212,146,000 | 219,616,000 | 223,746,000 | 212,283,000 |