Call reports 2005
CROCKETT NATIONAL BANK — 2005
What CROCKETT NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 183,312,000 | 180,846,000 | 182,410,000 | 192,912,000 |
| Total loans | 152,740,000 | 157,746,000 | 157,829,000 | 164,606,000 |
| Allowance for loan losses | 1,253,000 | 1,197,000 | 1,267,000 | 1,296,000 |
| Securities available for sale | 11,127,000 | 8,639,000 | 7,237,000 | 11,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,843,000 | 150,689,000 | 151,524,000 | 160,592,000 |
| Interest-bearing deposits | 119,693,000 | 119,410,000 | 118,514,000 | 127,899,000 |
| Noninterest-bearing deposits | 34,150,000 | 31,279,000 | 33,010,000 | 32,693,000 |
| Equity capital | 18,889,000 | 18,672,000 | 19,158,000 | 19,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,749,000 | 8,800,000 | 11,914,000 |
| Interest expense | 698,000 | 1,488,000 | 2,382,000 | 3,311,000 |
| Net interest income | 2,049,000 | 4,261,000 | 6,418,000 | 8,603,000 |
| Noninterest income | 467,000 | 903,000 | 1,343,000 | 1,669,000 |
| Noninterest expense | 1,342,000 | 2,767,000 | 4,116,000 | 5,655,000 |
| Provision for loan losses | 60,000 | 300,000 | 360,000 | 420,000 |
| Pretax income | 1,114,000 | 2,097,000 | 3,285,000 | 4,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,114,000 | 2,097,000 | 3,285,000 | 4,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,946,000 | 18,718,000 | 19,203,000 | 20,036,000 |
| Total capital | 20,199,000 | 19,915,000 | 20,470,000 | 21,332,000 |
| Risk-weighted assets | 141,225,000 | 146,070,000 | 148,498,000 | 157,180,000 |