Call reports 2003
CROCKETT NATIONAL BANK — 2003
What CROCKETT NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 152,364,000 | 152,150,000 | 157,952,000 | 161,697,000 |
| Total loans | 113,374,000 | 119,901,000 | 121,269,000 | 130,948,000 |
| Allowance for loan losses | 887,000 | 929,000 | 956,000 | 1,008,000 |
| Securities available for sale | 19,077,000 | 8,781,000 | 5,739,000 | 4,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,509,000 | 134,204,000 | 137,405,000 | 140,274,000 |
| Interest-bearing deposits | 110,733,000 | 109,230,000 | 111,105,000 | 112,627,000 |
| Noninterest-bearing deposits | 23,776,000 | 24,974,000 | 26,300,000 | 27,647,000 |
| Equity capital | 14,955,000 | 15,042,000 | 15,548,000 | 16,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,451,000 | 4,941,000 | 7,402,000 | 9,900,000 |
| Interest expense | 650,000 | 1,236,000 | 1,786,000 | 2,334,000 |
| Net interest income | 1,801,000 | 3,705,000 | 5,616,000 | 7,566,000 |
| Noninterest income | 328,000 | 674,000 | 1,056,000 | 1,461,000 |
| Noninterest expense | 1,302,000 | 2,853,000 | 4,224,000 | 5,703,000 |
| Provision for loan losses | 60,000 | 121,000 | 180,000 | 241,000 |
| Pretax income | 767,000 | 1,405,000 | 2,268,000 | 3,083,000 |
| Income tax | 0 | 17,000 | 26,000 | 34,000 |
| Net income | 767,000 | 1,388,000 | 2,242,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,881,000 | 14,969,000 | 15,505,000 | 16,264,000 |
| Total capital | 15,768,000 | 15,898,000 | 16,461,000 | 17,272,000 |
| Risk-weighted assets | 103,628,000 | 107,960,000 | 112,127,000 | 119,585,000 |