Call reports 2005
RANGE BANK - COPPER COUNTRY, NATIONAL ASSOCIATION — 2005
What RANGE BANK - COPPER COUNTRY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,895,000 | 53,560,000 | 55,217,000 | 54,557,000 |
| Total loans | 35,952,000 | 36,143,000 | 36,223,000 | 37,620,000 |
| Allowance for loan losses | 405,000 | 429,000 | 451,000 | 467,000 |
| Securities available for sale | 9,789,000 | 10,675,000 | 11,576,000 | 11,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,892,000 | 46,370,000 | 48,037,000 | 47,321,000 |
| Interest-bearing deposits | 38,405,000 | 40,035,000 | 41,405,000 | 40,602,000 |
| Noninterest-bearing deposits | 6,487,000 | 6,335,000 | 6,632,000 | 6,719,000 |
| Equity capital | 5,865,000 | 6,005,000 | 6,051,000 | 6,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,401,000 | 2,150,000 | 2,924,000 |
| Interest expense | 203,000 | 424,000 | 674,000 | 948,000 |
| Net interest income | 480,000 | 977,000 | 1,476,000 | 1,976,000 |
| Noninterest income | 74,000 | 159,000 | 245,000 | 326,000 |
| Noninterest expense | 360,000 | 751,000 | 1,145,000 | 1,504,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 171,000 | 341,000 | 509,000 | 709,000 |
| Income tax | 43,000 | 85,000 | 126,000 | 177,000 |
| Net income | 128,000 | 253,000 | 377,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,130,000 | 4,214,000 | 4,295,000 | 4,398,000 |
| Total capital | 4,535,000 | 4,643,000 | 4,746,000 | 4,865,000 |
| Risk-weighted assets | 37,642,000 | 38,423,000 | 38,837,000 | 39,579,000 |