Call reports 2014
BANKTRUST FINANCIAL CORP — 2014
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 130,401,000 | 131,273,000 | 136,254,000 | 131,448,000 |
| Total loans | 90,955,000 | 95,389,000 | 102,598,000 | 97,122,000 |
| Allowance for loan losses | 1,158,000 | 1,179,000 | 1,124,000 | 1,156,000 |
| Securities available for sale | 24,564,000 | 24,350,000 | 22,638,000 | 21,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,015,000 | 108,038,000 | 103,191,000 | 102,836,000 |
| Interest-bearing deposits | 89,819,000 | 90,590,000 | 85,238,000 | 82,887,000 |
| Noninterest-bearing deposits | 17,196,000 | 17,448,000 | 17,953,000 | 19,949,000 |
| Equity capital | 15,277,000 | 15,454,000 | 15,660,000 | 15,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,203,000 | 4,855,000 | 6,483,000 |
| Interest expense | 199,000 | 395,000 | 587,000 | 764,000 |
| Net interest income | 1,392,000 | 2,808,000 | 4,268,000 | 5,719,000 |
| Noninterest income | 363,000 | 771,000 | 1,423,000 | 1,906,000 |
| Noninterest expense | 1,260,000 | 2,605,000 | 3,936,000 | 6,059,000 |
| Provision for loan losses | 74,000 | 115,000 | 75,000 | 154,000 |
| Pretax income | 421,000 | 859,000 | 1,680,000 | 1,412,000 |
| Income tax | 150,000 | 286,000 | 560,000 | 460,000 |
| Net income | 271,000 | 573,000 | 1,120,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,013,000 | 12,083,000 | 12,349,000 | 11,750,000 |
| Total capital | 13,049,000 | 13,157,000 | 13,506,000 | 12,886,000 |
| Risk-weighted assets | 82,690,000 | 85,803,000 | 92,523,000 | 90,765,000 |