Call reports 2013
BANKTRUST FINANCIAL CORP — 2013
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,730,000 | 133,711,000 | 133,920,000 | 133,467,000 |
| Total loans | 87,122,000 | 93,410,000 | 96,708,000 | 95,891,000 |
| Allowance for loan losses | 1,122,000 | 1,165,000 | 1,145,000 | 1,123,000 |
| Securities available for sale | 22,771,000 | 25,933,000 | 25,115,000 | 24,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,767,000 | 111,013,000 | 106,739,000 | 107,954,000 |
| Interest-bearing deposits | 98,861,000 | 94,327,000 | 90,544,000 | 91,285,000 |
| Noninterest-bearing deposits | 16,906,000 | 16,686,000 | 16,195,000 | 16,669,000 |
| Equity capital | 15,561,000 | 15,259,000 | 15,444,000 | 15,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 3,011,000 | 4,622,000 | 6,185,000 |
| Interest expense | 233,000 | 455,000 | 671,000 | 879,000 |
| Net interest income | 1,188,000 | 2,556,000 | 3,951,000 | 5,306,000 |
| Noninterest income | 377,000 | 973,000 | 1,579,000 | 2,089,000 |
| Noninterest expense | 1,199,000 | 2,467,000 | 3,768,000 | 5,175,000 |
| Provision for loan losses | 41,000 | 122,000 | 183,000 | 234,000 |
| Pretax income | 325,000 | 940,000 | 1,579,000 | 1,989,000 |
| Income tax | 107,000 | 316,000 | 527,000 | 642,000 |
| Net income | 218,000 | 624,000 | 1,052,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,479,000 | 12,651,000 | 12,158,000 | 11,973,000 |
| Total capital | 13,411,000 | 13,681,000 | 13,201,000 | 13,003,000 |
| Risk-weighted assets | 74,302,000 | 82,187,000 | 83,282,000 | 82,223,000 |