Call reports 2012
BANKTRUST FINANCIAL CORP — 2012
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,493,000 | 77,828,000 | 80,192,000 | 82,600,000 |
| Total loans | 59,636,000 | 62,502,000 | 65,330,000 | 67,050,000 |
| Allowance for loan losses | 1,088,000 | 1,116,000 | 1,147,000 | 1,126,000 |
| Securities available for sale | 9,628,000 | 9,606,000 | 9,391,000 | 8,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,572,000 | 59,767,000 | 62,444,000 | 65,616,000 |
| Interest-bearing deposits | 52,370,000 | 53,471,000 | 55,756,000 | 56,757,000 |
| Noninterest-bearing deposits | 7,202,000 | 6,296,000 | 6,688,000 | 8,859,000 |
| Equity capital | 8,819,000 | 9,049,000 | 8,857,000 | 8,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,178,000 | 3,293,000 | 4,444,000 |
| Interest expense | 187,000 | 367,000 | 552,000 | 736,000 |
| Net interest income | 907,000 | 1,811,000 | 2,741,000 | 3,708,000 |
| Noninterest income | 277,000 | 549,000 | 751,000 | 1,196,000 |
| Noninterest expense | 747,000 | 1,440,000 | 2,324,000 | 3,294,000 |
| Provision for loan losses | 53,000 | 113,000 | 153,000 | 213,000 |
| Pretax income | 384,000 | 807,000 | 1,015,000 | 1,397,000 |
| Income tax | 0 | 269,000 | 355,000 | 489,000 |
| Net income | 384,000 | 538,000 | 660,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,201,000 | 7,268,000 | 7,055,000 | 6,572,000 |
| Total capital | 7,886,000 | 7,962,000 | 7,758,000 | 7,285,000 |
| Risk-weighted assets | 54,394,000 | 55,080,000 | 55,770,000 | 56,634,000 |