Call reports 2010
BANKTRUST FINANCIAL CORP — 2010
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,209,000 | 62,993,000 | 60,952,000 | 61,047,000 |
| Total loans | 47,527,000 | 46,280,000 | 45,882,000 | 46,702,000 |
| Allowance for loan losses | 485,000 | 908,000 | 950,000 | 1,012,000 |
| Securities available for sale | 8,073,000 | 9,597,000 | 6,388,000 | 6,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,753,000 | 55,207,000 | 52,912,000 | 52,206,000 |
| Interest-bearing deposits | 54,721,000 | 51,846,000 | 48,502,000 | 47,213,000 |
| Noninterest-bearing deposits | 5,032,000 | 3,361,000 | 4,410,000 | 4,993,000 |
| Equity capital | 5,249,000 | 6,487,000 | 6,757,000 | 6,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,542,000 | 2,363,000 | 3,214,000 |
| Interest expense | 293,000 | 574,000 | 827,000 | 1,027,000 |
| Net interest income | 474,000 | 968,000 | 1,536,000 | 2,187,000 |
| Noninterest income | 92,000 | 56,000 | 263,000 | 874,000 |
| Noninterest expense | 537,000 | 1,070,000 | 1,551,000 | 2,622,000 |
| Provision for loan losses | 452,000 | 915,000 | 1,062,000 | 1,125,000 |
| Pretax income | -423,000 | -961,000 | -814,000 | -686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -423,000 | -961,000 | -814,000 | -686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,001,000 | 5,145,000 | 5,305,000 | 5,445,000 |
| Total capital | 4,501,000 | 5,739,000 | 5,879,000 | 6,026,000 |
| Risk-weighted assets | 48,483,000 | 47,240,000 | 45,550,000 | 46,003,000 |