Call reports 2009
BANKTRUST FINANCIAL CORP — 2009
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,676,000 | 55,101,000 | 57,384,000 | 63,631,000 |
| Total loans | 40,946,000 | 44,088,000 | 45,734,000 | 48,356,000 |
| Allowance for loan losses | 308,000 | 339,000 | 357,000 | 382,000 |
| Securities available for sale | 5,298,000 | 5,395,000 | 5,667,000 | 6,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,516,000 | 47,449,000 | 50,171,000 | 55,667,000 |
| Interest-bearing deposits | 42,224,000 | 43,568,000 | 46,026,000 | 50,028,000 |
| Noninterest-bearing deposits | 3,292,000 | 3,881,000 | 4,145,000 | 5,639,000 |
| Equity capital | 4,882,000 | 4,876,000 | 4,940,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,402,000 | 2,138,000 | 2,917,000 |
| Interest expense | 302,000 | 582,000 | 860,000 | 1,144,000 |
| Net interest income | 379,000 | 820,000 | 1,278,000 | 1,773,000 |
| Noninterest income | 63,000 | 144,000 | 251,000 | 331,000 |
| Noninterest expense | 403,000 | 853,000 | 1,314,000 | 1,873,000 |
| Provision for loan losses | 21,000 | 86,000 | 130,000 | 156,000 |
| Pretax income | 18,000 | 25,000 | 118,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 25,000 | 118,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,821,000 | 4,828,000 | 4,922,000 | 4,411,000 |
| Total capital | 5,144,000 | 5,182,000 | 5,294,000 | 4,808,000 |
| Risk-weighted assets | 40,368,000 | 42,751,000 | 44,023,000 | 47,821,000 |