Call reports 2006
BANKTRUST FINANCIAL CORP — 2006
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,864,000 | 30,248,000 | 33,298,000 | 32,830,000 |
| Total loans | 18,478,000 | 19,168,000 | 20,921,000 | 23,367,000 |
| Allowance for loan losses | 307,000 | 309,000 | 309,000 | 207,000 |
| Securities available for sale | 8,639,000 | 8,019,000 | 8,072,000 | 6,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,583,000 | 25,579,000 | 28,906,000 | 27,079,000 |
| Interest-bearing deposits | 25,488,000 | 23,425,000 | 26,747,000 | 24,579,000 |
| Noninterest-bearing deposits | 2,095,000 | 2,154,000 | 2,159,000 | 2,501,000 |
| Equity capital | 4,133,000 | 4,078,000 | 4,177,000 | 4,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 867,000 | 1,348,000 | 1,858,000 |
| Interest expense | 174,000 | 361,000 | 584,000 | 814,000 |
| Net interest income | 250,000 | 506,000 | 764,000 | 1,044,000 |
| Noninterest income | 42,000 | 100,000 | 164,000 | 215,000 |
| Noninterest expense | 305,000 | 631,000 | 954,000 | 1,264,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | -13,000 | -25,000 | -26,000 | 95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -25,000 | -26,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,278,000 | 4,266,000 | 4,265,000 | 4,386,000 |
| Total capital | 4,536,000 | 4,532,000 | 4,556,000 | 4,608,000 |
| Risk-weighted assets | 20,871,000 | 21,211,000 | 23,235,000 | 25,137,000 |