Call reports 2005
BANKTRUST FINANCIAL CORP — 2005
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,443,000 | 28,972,000 | 29,253,000 | 31,389,000 |
| Total loans | 19,046,000 | 19,376,000 | 18,448,000 | 18,532,000 |
| Allowance for loan losses | 334,000 | 338,000 | 335,000 | 322,000 |
| Securities available for sale | 6,974,000 | 7,209,000 | 7,776,000 | 8,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,175,000 | 24,650,000 | 24,916,000 | 27,047,000 |
| Interest-bearing deposits | 23,075,000 | 22,175,000 | 22,348,000 | 23,999,000 |
| Noninterest-bearing deposits | 2,100,000 | 2,475,000 | 2,568,000 | 3,048,000 |
| Equity capital | 4,146,000 | 4,195,000 | 4,200,000 | 4,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 724,000 | 1,119,000 | 1,531,000 |
| Interest expense | 124,000 | 256,000 | 393,000 | 543,000 |
| Net interest income | 224,000 | 468,000 | 726,000 | 988,000 |
| Noninterest income | 61,000 | 133,000 | 194,000 | 239,000 |
| Noninterest expense | 298,000 | 595,000 | 882,000 | 1,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | 6,000 | 38,000 | 52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 6,000 | 38,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,227,000 | 4,246,000 | 4,277,000 | 4,291,000 |
| Total capital | 4,476,000 | 4,498,000 | 4,526,000 | 4,548,000 |
| Risk-weighted assets | 19,864,000 | 20,091,000 | 19,839,000 | 20,499,000 |