Call reports 2002
BANKTRUST FINANCIAL CORP — 2002
What BANKTRUST FINANCIAL CORP reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,613,000 | 31,504,000 | 33,437,000 | 33,288,000 |
| Total loans | 20,384,000 | 20,638,000 | 22,243,000 | 20,684,000 |
| Allowance for loan losses | 260,000 | 260,000 | 237,000 | 350,000 |
| Securities available for sale | 9,415,000 | 8,248,000 | 7,943,000 | 9,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,412,000 | 25,123,000 | 26,970,000 | 26,854,000 |
| Interest-bearing deposits | 24,063,000 | 22,473,000 | 24,629,000 | 24,454,000 |
| Noninterest-bearing deposits | 2,348,000 | 2,650,000 | 2,340,000 | 2,400,000 |
| Equity capital | 5,131,000 | 5,147,000 | 5,104,000 | 4,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 928,000 | 1,401,000 | 1,851,000 |
| Interest expense | 224,000 | 428,000 | 622,000 | 814,000 |
| Net interest income | 241,000 | 500,000 | 779,000 | 1,037,000 |
| Noninterest income | 61,000 | 134,000 | 184,000 | 249,000 |
| Noninterest expense | 381,000 | 750,000 | 1,122,000 | 1,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | -79,000 | -116,000 | -159,000 | -335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | -116,000 | -159,000 | -335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,154,000 | 5,110,000 | 5,066,000 | 4,891,000 |
| Total capital | 5,414,000 | 5,370,000 | 5,303,000 | 5,167,000 |
| Risk-weighted assets | 21,102,000 | 21,663,000 | 23,396,000 | 21,995,000 |