Call reports 2010
ALLEGIANCE BANK OF NORTH AMERICA — 2010
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 119,333,000 | 116,133,000 | 106,595,000 |
| Total loans | 101,689,000 | 88,730,000 | 85,284,000 |
| Allowance for loan losses | 1,604,000 | 1,326,000 | 1,289,000 |
| Securities available for sale | 10,309,000 | 8,716,000 | 8,290,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 97,719,000 | 97,651,000 | 91,996,000 |
| Interest-bearing deposits | 93,450,000 | 93,725,000 | 88,273,000 |
| Noninterest-bearing deposits | 4,269,000 | 3,926,000 | 3,723,000 |
| Equity capital | 4,589,000 | 3,294,000 | 1,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,542,000 | 2,963,000 | 4,307,000 |
| Interest expense | 726,000 | 1,371,000 | 1,962,000 |
| Net interest income | 816,000 | 1,592,000 | 2,345,000 |
| Noninterest income | 123,000 | 187,000 | 169,000 |
| Noninterest expense | 1,541,000 | 3,047,000 | 4,679,000 |
| Provision for loan losses | 730,000 | 1,530,000 | 2,502,000 |
| Pretax income | -1,332,000 | -2,798,000 | -4,667,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,332,000 | -2,798,000 | -4,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 4,646,000 | 3,180,000 | 1,311,000 |
| Total capital | 5,730,000 | 4,096,000 | 2,197,000 |
| Risk-weighted assets | 86,184,000 | 72,790,000 | 70,447,000 |