Call reports 2009
ALLEGIANCE BANK OF NORTH AMERICA — 2009
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,956,000 | 159,171,000 | 148,023,000 | 134,784,000 |
| Total loans | 126,206,000 | 124,619,000 | 110,263,000 | 105,796,000 |
| Allowance for loan losses | 2,289,000 | 2,530,000 | 1,766,000 | 2,066,000 |
| Securities available for sale | 17,923,000 | 17,607,000 | 13,464,000 | 12,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,496,000 | 137,793,000 | 127,633,000 | 115,325,000 |
| Interest-bearing deposits | 126,904,000 | 130,851,000 | 120,304,000 | 110,244,000 |
| Noninterest-bearing deposits | 6,592,000 | 6,942,000 | 7,329,000 | 5,081,000 |
| Equity capital | 9,992,000 | 7,319,000 | 6,881,000 | 5,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,269,000 | 6,226,000 | 8,047,000 |
| Interest expense | 1,162,000 | 2,287,000 | 3,352,000 | 4,197,000 |
| Net interest income | 1,006,000 | 1,982,000 | 2,874,000 | 3,850,000 |
| Noninterest income | 22,000 | -9,000 | 599,000 | 747,000 |
| Noninterest expense | 1,812,000 | 4,142,000 | 5,763,000 | 7,418,000 |
| Provision for loan losses | 4,407,000 | 5,649,000 | 6,224,000 | 6,667,000 |
| Pretax income | -5,191,000 | -7,818,000 | -8,337,000 | -9,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,191,000 | -7,818,000 | -8,337,000 | -9,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,084,000 | 7,458,000 | 6,939,000 | 5,979,000 |
| Total capital | 11,519,000 | 8,827,000 | 8,144,000 | 7,134,000 |
| Risk-weighted assets | 113,960,000 | 108,406,000 | 95,855,000 | 91,421,000 |