Call reports 2008
ALLEGIANCE BANK OF NORTH AMERICA — 2008
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 159,285,000 | 163,431,000 | 166,443,000 | 160,283,000 |
| Total loans | 127,902,000 | 133,133,000 | 134,485,000 | 131,707,000 |
| Allowance for loan losses | 3,752,000 | 4,264,000 | 3,520,000 | 5,147,000 |
| Securities available for sale | 26,060,000 | 25,610,000 | 25,019,000 | 21,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,090,000 | 103,093,000 | 103,638,000 | 127,095,000 |
| Interest-bearing deposits | 97,178,000 | 96,254,000 | 95,335,000 | 119,000,000 |
| Noninterest-bearing deposits | 8,912,000 | 6,839,000 | 8,303,000 | 8,095,000 |
| Equity capital | 20,305,000 | 18,096,000 | 17,440,000 | 15,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,443,000 | 8,181,000 | 10,535,000 |
| Interest expense | 1,313,000 | 2,620,000 | 3,870,000 | 5,017,000 |
| Net interest income | 1,466,000 | 2,823,000 | 4,311,000 | 5,518,000 |
| Noninterest income | 46,000 | 34,000 | 63,000 | 111,000 |
| Noninterest expense | 1,841,000 | 4,320,000 | 6,504,000 | 8,548,000 |
| Provision for loan losses | 128,000 | 835,000 | 835,000 | 2,513,000 |
| Pretax income | -457,000 | -2,298,000 | -2,965,000 | -5,374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -457,000 | -2,298,000 | -2,965,000 | -5,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,082,000 | 18,240,000 | 17,572,000 | 15,278,000 |
| Total capital | 21,536,000 | 19,760,000 | 19,108,000 | 16,799,000 |
| Risk-weighted assets | 118,053,000 | 118,801,000 | 120,813,000 | 118,089,000 |