Call reports 2007
ALLEGIANCE BANK OF NORTH AMERICA — 2007
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 139,222,000 | 140,496,000 | 147,715,000 | 150,639,000 |
| Total loans | 106,126,000 | 114,254,000 | 116,418,000 | 123,629,000 |
| Allowance for loan losses | 2,042,000 | 2,101,000 | 2,114,000 | 3,616,000 |
| Securities available for sale | 25,386,000 | 20,153,000 | 25,362,000 | 22,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,638,000 | 90,171,000 | 104,813,000 | 106,072,000 |
| Interest-bearing deposits | 82,035,000 | 83,673,000 | 99,601,000 | 92,917,000 |
| Noninterest-bearing deposits | 5,603,000 | 6,498,000 | 5,212,000 | 13,155,000 |
| Equity capital | 23,076,000 | 22,625,000 | 22,636,000 | 20,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,452,000 | 8,447,000 | 11,179,000 |
| Interest expense | 1,074,000 | 2,361,000 | 3,716,000 | 5,140,000 |
| Net interest income | 1,544,000 | 3,091,000 | 4,731,000 | 6,039,000 |
| Noninterest income | 73,000 | 122,000 | 184,000 | 217,000 |
| Noninterest expense | 1,705,000 | 3,469,000 | 5,329,000 | 7,185,000 |
| Provision for loan losses | 89,000 | 148,000 | 160,000 | 1,646,000 |
| Pretax income | -177,000 | -404,000 | -574,000 | -2,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -177,000 | -404,000 | -574,000 | -2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,107,000 | 22,880,000 | 22,711,000 | 20,541,000 |
| Total capital | 24,410,000 | 24,267,000 | 24,098,000 | 21,973,000 |
| Risk-weighted assets | 103,495,000 | 110,282,000 | 110,244,000 | 112,102,000 |