Call reports 2004
ALLEGIANCE BANK OF NORTH AMERICA — 2004
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 72,350,000 | 78,370,000 | 81,233,000 | 87,498,000 |
| Total loans | 68,083,000 | 72,943,000 | 75,038,000 | 81,167,000 |
| Allowance for loan losses | 802,000 | 875,000 | 1,158,000 | 931,000 |
| Securities available for sale | 2,843,000 | 2,688,000 | 3,646,000 | 2,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,550,000 | 61,565,000 | 66,373,000 | 68,963,000 |
| Interest-bearing deposits | 54,697,000 | 56,852,000 | 61,741,000 | 64,079,000 |
| Noninterest-bearing deposits | 4,853,000 | 4,713,000 | 4,632,000 | 4,884,000 |
| Equity capital | 8,891,000 | 8,991,000 | 9,065,000 | 9,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,442,000 | 3,869,000 | 5,309,000 |
| Interest expense | 359,000 | 710,000 | 1,128,000 | 1,581,000 |
| Net interest income | 845,000 | 1,732,000 | 2,741,000 | 3,728,000 |
| Noninterest income | 23,000 | 58,000 | 87,000 | 193,000 |
| Noninterest expense | 679,000 | 1,377,000 | 2,106,000 | 2,927,000 |
| Provision for loan losses | 59,000 | 123,000 | 408,000 | 529,000 |
| Pretax income | 130,000 | 290,000 | 314,000 | 465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 290,000 | 324,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,867,000 | 9,026,000 | 9,061,000 | 9,212,000 |
| Total capital | 9,623,000 | 9,846,000 | 9,914,000 | 10,111,000 |
| Risk-weighted assets | 60,446,000 | 65,537,000 | 67,903,000 | 71,854,000 |