Call reports 2002
ALLEGIANCE BANK OF NORTH AMERICA — 2002
What ALLEGIANCE BANK OF NORTH AMERICA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,303,000 | 53,644,000 | 55,078,000 | 58,149,000 |
| Total loans | 44,761,000 | 46,797,000 | 48,837,000 | 51,649,000 |
| Allowance for loan losses | 731,000 | 453,000 | 508,000 | 505,000 |
| Securities available for sale | 5,000,000 | 995,000 | 1,971,000 | 1,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,685,000 | 48,152,000 | 48,699,000 | 51,302,000 |
| Interest-bearing deposits | 40,854,000 | 44,518,000 | 44,870,000 | 47,741,000 |
| Noninterest-bearing deposits | 2,831,000 | 3,634,000 | 3,829,000 | 3,562,000 |
| Equity capital | 4,771,000 | 4,466,000 | 5,334,000 | 5,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,710,000 | 2,658,000 | 3,601,000 |
| Interest expense | 338,000 | 690,000 | 1,051,000 | 1,419,000 |
| Net interest income | 480,000 | 1,020,000 | 1,607,000 | 2,182,000 |
| Noninterest income | 22,000 | 48,000 | 68,000 | 90,000 |
| Noninterest expense | 509,000 | 1,015,000 | 1,537,000 | 2,058,000 |
| Provision for loan losses | 49,000 | 425,000 | 480,000 | 534,000 |
| Pretax income | 12,000 | -304,000 | -274,000 | -252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | -304,000 | -274,000 | -252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,455,000 | 5,301,000 | 5,834,000 |
| Total capital | 5,296,000 | 4,908,000 | 5,809,000 | 6,339,000 |
| Risk-weighted assets | 41,825,000 | 42,923,000 | 43,862,000 | 47,122,000 |