Call reports 2025
FNB PICAYUNE BANK — 2025
What FNB PICAYUNE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 282,739,000 | 281,784,000 | 277,756,000 | 281,929,000 |
| Total loans | 173,675,000 | 170,217,000 | 178,860,000 | 184,874,000 |
| Allowance for loan losses | 2,068,000 | 2,006,000 | 2,081,000 | 2,140,000 |
| Securities available for sale | 68,231,000 | 68,395,000 | 67,129,000 | 65,346,000 |
| Securities held to maturity | 11,418,000 | 11,417,000 | 11,353,000 | 10,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,907,000 | 243,688,000 | 238,567,000 | 240,127,000 |
| Interest-bearing deposits | 174,366,000 | 170,845,000 | 166,492,000 | 166,374,000 |
| Noninterest-bearing deposits | 70,541,000 | 72,843,000 | 72,075,000 | 73,753,000 |
| Equity capital | 35,959,000 | 36,302,000 | 37,947,000 | 40,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,224,000 | 12,495,000 | 16,861,000 |
| Interest expense | 696,000 | 1,313,000 | 1,932,000 | 2,509,000 |
| Net interest income | 3,351,000 | 6,911,000 | 10,563,000 | 14,352,000 |
| Noninterest income | 528,000 | 1,119,000 | 1,914,000 | 2,698,000 |
| Noninterest expense | 1,780,000 | 3,582,000 | 5,395,000 | 7,788,000 |
| Provision for loan losses | 0 | -56,000 | 56,000 | 117,000 |
| Pretax income | 2,100,000 | 4,449,000 | 6,983,000 | 9,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,100,000 | 4,449,000 | 6,983,000 | 9,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,590,000 | 41,203,000 | 41,949,000 | 44,130,000 |