Call reports 2024
FNB PICAYUNE BANK — 2024
What FNB PICAYUNE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 265,451,000 | 273,256,000 | 280,915,000 | 280,458,000 |
| Total loans | 159,365,000 | 163,858,000 | 168,373,000 | 177,202,000 |
| Allowance for loan losses | 2,068,000 | 2,032,000 | 2,035,000 | 2,114,000 |
| Securities available for sale | 79,505,000 | 75,786,000 | 74,906,000 | 73,523,000 |
| Securities held to maturity | 12,227,000 | 12,202,000 | 12,194,000 | 11,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,121,000 | 240,107,000 | 245,000,000 | 243,599,000 |
| Interest-bearing deposits | 159,197,000 | 169,490,000 | 178,142,000 | 178,436,000 |
| Noninterest-bearing deposits | 67,924,000 | 70,617,000 | 66,858,000 | 65,163,000 |
| Equity capital | 31,877,000 | 31,557,000 | 34,104,000 | 35,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,572,000 | 7,347,000 | 11,297,000 | 15,489,000 |
| Interest expense | 482,000 | 1,068,000 | 1,742,000 | 2,503,000 |
| Net interest income | 3,090,000 | 6,279,000 | 9,555,000 | 12,986,000 |
| Noninterest income | 557,000 | 1,104,000 | 1,680,000 | 2,487,000 |
| Noninterest expense | 1,647,000 | 3,329,000 | 4,979,000 | 7,051,000 |
| Provision for loan losses | 0 | -16,000 | -16,000 | 84,000 |
| Pretax income | 2,000,000 | 4,054,000 | 6,256,000 | 8,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000,000 | 4,054,000 | 6,256,000 | 8,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,407,000 | 38,972,000 | 39,487,000 | 41,552,000 |