Call reports 2023
FNB PICAYUNE BANK — 2023
What FNB PICAYUNE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,140,000 | 266,702,000 | 263,676,000 | 267,135,000 |
| Total loans | 142,564,000 | 143,961,000 | 148,310,000 | 151,766,000 |
| Allowance for loan losses | 2,104,000 | 2,171,000 | 2,174,000 | 2,067,000 |
| Securities available for sale | 92,585,000 | 88,253,000 | 84,249,000 | 82,287,000 |
| Securities held to maturity | 12,970,000 | 12,959,000 | 12,951,000 | 12,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,527,000 | 238,136,000 | 233,435,000 | 232,166,000 |
| Interest-bearing deposits | 164,103,000 | 162,832,000 | 159,697,000 | 162,316,000 |
| Noninterest-bearing deposits | 69,424,000 | 75,303,000 | 73,738,000 | 69,850,000 |
| Equity capital | 28,890,000 | 27,750,000 | 29,198,000 | 33,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,249,000 | 9,562,000 | 13,091,000 |
| Interest expense | 192,000 | 454,000 | 760,000 | 1,170,000 |
| Net interest income | 2,869,000 | 5,795,000 | 8,802,000 | 11,921,000 |
| Noninterest income | 581,000 | 1,185,000 | 4,245,000 | 5,238,000 |
| Noninterest expense | 1,630,000 | 3,342,000 | 5,155,000 | 7,610,000 |
| Provision for loan losses | 0 | 0 | 0 | -48,000 |
| Pretax income | 1,820,000 | 3,636,000 | 7,890,000 | 9,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,820,000 | 3,636,000 | 7,890,000 | 9,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,858,000 | 36,401,000 | 39,286,000 | 40,843,000 |