Call reports 2021
FNB PICAYUNE BANK — 2021
What FNB PICAYUNE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 252,642,000 | 256,736,000 | 270,299,000 | 282,930,000 |
| Total loans | 138,101,000 | 134,966,000 | 128,842,000 | 127,308,000 |
| Allowance for loan losses | 1,895,000 | 1,906,000 | 2,034,000 | 2,023,000 |
| Securities available for sale | 75,372,000 | 89,058,000 | 91,603,000 | 100,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,597,000 | 222,859,000 | 235,713,000 | 246,717,000 |
| Interest-bearing deposits | 158,306,000 | 160,515,000 | 164,113,000 | 174,620,000 |
| Noninterest-bearing deposits | 60,291,000 | 62,345,000 | 71,600,000 | 72,097,000 |
| Equity capital | 33,195,000 | 33,111,000 | 33,777,000 | 35,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,163,000 | 7,841,000 | 11,379,000 |
| Interest expense | 187,000 | 364,000 | 530,000 | 690,000 |
| Net interest income | 2,418,000 | 4,799,000 | 7,311,000 | 10,689,000 |
| Noninterest income | 384,000 | 893,000 | 3,226,000 | 3,929,000 |
| Noninterest expense | 1,470,000 | 2,948,000 | 4,430,000 | 6,401,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 1,332,000 | 2,744,000 | 6,007,000 | 8,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,332,000 | 2,744,000 | 6,007,000 | 8,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,679,000 | 32,402,000 | 33,220,000 | 35,329,000 |
| Total capital | 34,422,000 | 34,015,000 | 34,940,000 | — |
| Risk-weighted assets | 139,291,000 | 128,721,000 | 137,310,000 | — |