Call reports 2020
FNB PICAYUNE BANK — 2020
What FNB PICAYUNE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 208,331,000 | 230,649,000 | 234,191,000 | 242,323,000 |
| Total loans | 142,051,000 | 150,870,000 | 148,855,000 | 144,338,000 |
| Allowance for loan losses | 1,921,000 | 1,894,000 | 1,898,000 | 1,897,000 |
| Securities available for sale | 42,353,000 | 60,304,000 | 56,891,000 | 62,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,322,000 | 197,451,000 | 200,599,000 | 207,379,000 |
| Interest-bearing deposits | 138,273,000 | 146,433,000 | 150,352,000 | 153,135,000 |
| Noninterest-bearing deposits | 37,049,000 | 51,018,000 | 50,247,000 | 54,245,000 |
| Equity capital | 32,163,000 | 32,256,000 | 32,667,000 | 34,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,369,000 | 8,000,000 | 10,649,000 |
| Interest expense | 238,000 | 469,000 | 696,000 | 903,000 |
| Net interest income | 2,414,000 | 4,900,000 | 7,304,000 | 9,746,000 |
| Noninterest income | 498,000 | 886,000 | 1,321,000 | 2,030,000 |
| Noninterest expense | 1,448,000 | 2,913,000 | 4,336,000 | 6,123,000 |
| Provision for loan losses | 70,000 | 130,000 | 152,000 | 152,000 |
| Pretax income | 1,394,000 | 2,743,000 | 4,137,000 | 5,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,394,000 | 2,743,000 | 4,137,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,369,000 | 31,052,000 | 31,370,000 | 32,733,000 |
| Total capital | 33,070,000 | 32,918,000 | 33,188,000 | 34,556,000 |
| Risk-weighted assets | 135,838,000 | 149,221,000 | 145,331,000 | 145,764,000 |