Call reports 2019
FNB PICAYUNE BANK — 2019
What FNB PICAYUNE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,358,000 | 204,257,000 | 201,900,000 | 202,876,000 |
| Total loans | 142,762,000 | 142,881,000 | 143,542,000 | 145,810,000 |
| Allowance for loan losses | 1,893,000 | 1,881,000 | 1,823,000 | 1,873,000 |
| Securities available for sale | 49,394,000 | 48,688,000 | 45,617,000 | 42,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,997,000 | 171,732,000 | 170,231,000 | 170,019,000 |
| Interest-bearing deposits | 137,157,000 | 135,221,000 | 135,877,000 | 136,656,000 |
| Noninterest-bearing deposits | 38,840,000 | 36,511,000 | 34,353,000 | 33,363,000 |
| Equity capital | 30,412,000 | 30,445,000 | 30,762,000 | 31,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,221,000 | 7,889,000 | 10,519,000 |
| Interest expense | 218,000 | 424,000 | 649,000 | 881,000 |
| Net interest income | 2,391,000 | 4,797,000 | 7,240,000 | 9,638,000 |
| Noninterest income | 519,000 | 1,062,000 | 1,555,000 | 2,126,000 |
| Noninterest expense | 1,422,000 | 2,846,000 | 4,252,000 | 5,972,000 |
| Provision for loan losses | 30,000 | 78,000 | 111,000 | 213,000 |
| Pretax income | 1,458,000 | 2,935,000 | 4,432,000 | 5,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,458,000 | 2,935,000 | 4,432,000 | 5,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,038,000 | 29,701,000 | 30,047,000 | 31,194,000 |
| Total capital | 31,767,000 | 31,422,000 | 31,765,000 | 32,920,000 |
| Risk-weighted assets | 138,120,000 | 137,517,000 | 137,356,000 | 137,898,000 |