Call reports 2016
FNB PICAYUNE BANK — 2016
What FNB PICAYUNE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 206,986,000 | 202,280,000 | 208,863,000 | 208,857,000 |
| Total loans | 126,943,000 | 128,799,000 | 128,539,000 | 127,762,000 |
| Allowance for loan losses | 1,890,000 | 1,904,000 | 1,913,000 | 1,875,000 |
| Securities available for sale | 38,747,000 | 43,198,000 | 45,754,000 | 45,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,453,000 | 175,584,000 | 180,699,000 | 180,456,000 |
| Interest-bearing deposits | 147,279,000 | 144,523,000 | 147,502,000 | 147,840,000 |
| Noninterest-bearing deposits | 31,174,000 | 31,061,000 | 33,197,000 | 32,616,000 |
| Equity capital | 28,222,000 | 26,360,000 | 27,246,000 | 27,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,598,000 | 7,091,000 | 9,397,000 |
| Interest expense | 198,000 | 376,000 | 556,000 | 739,000 |
| Net interest income | 2,025,000 | 4,222,000 | 6,535,000 | 8,658,000 |
| Noninterest income | 499,000 | 1,008,000 | 2,315,000 | 2,850,000 |
| Noninterest expense | 1,317,000 | 2,671,000 | 4,062,000 | 5,680,000 |
| Provision for loan losses | 9,000 | 68,000 | 232,000 | 241,000 |
| Pretax income | 1,198,000 | 2,491,000 | 4,556,000 | 5,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,198,000 | 2,491,000 | 4,556,000 | 5,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,401,000 | 25,197,000 | 26,305,000 | 27,336,000 |
| Total capital | 28,912,000 | 26,755,000 | 27,934,000 | 28,954,000 |
| Risk-weighted assets | 120,527,000 | 124,290,000 | 130,075,000 | 129,214,000 |