Call reports 2015
FNB PICAYUNE BANK — 2015
What FNB PICAYUNE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 202,990,000 | 203,114,000 | 205,351,000 | 207,323,000 |
| Total loans | 135,989,000 | 135,902,000 | 132,535,000 | 129,579,000 |
| Allowance for loan losses | 1,937,000 | 1,902,000 | 1,883,000 | 1,875,000 |
| Securities available for sale | 32,462,000 | 29,737,000 | 31,358,000 | 33,739,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,957,000 | 175,724,000 | 177,675,000 | 178,741,000 |
| Interest-bearing deposits | 145,471,000 | 146,520,000 | 149,029,000 | 149,043,000 |
| Noninterest-bearing deposits | 29,487,000 | 29,205,000 | 28,645,000 | 29,698,000 |
| Equity capital | 27,602,000 | 26,990,000 | 27,215,000 | 28,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,256,000 | 4,638,000 | 6,949,000 | 9,176,000 |
| Interest expense | 244,000 | 476,000 | 704,000 | 921,000 |
| Net interest income | 2,012,000 | 4,162,000 | 6,245,000 | 8,255,000 |
| Noninterest income | 500,000 | 1,081,000 | 1,628,000 | 2,189,000 |
| Noninterest expense | 1,429,000 | 2,830,000 | 4,204,000 | 5,746,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 1,074,000 | 2,395,000 | 3,642,000 | 4,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,074,000 | 2,395,000 | 3,642,000 | 4,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,764,000 | 26,382,000 | 26,469,000 | 27,490,000 |
| Total capital | 28,393,000 | 28,009,000 | 28,059,000 | 28,975,000 |
| Risk-weighted assets | 130,035,000 | 129,879,000 | 126,867,000 | 118,413,000 |