Call reports 2013
FNB PICAYUNE BANK — 2013
What FNB PICAYUNE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 205,121,000 | 202,866,000 | 202,724,000 | 199,897,000 |
| Total loans | 152,093,000 | 149,759,000 | 147,393,000 | 142,820,000 |
| Allowance for loan losses | 1,910,000 | 1,942,000 | 1,985,000 | 2,036,000 |
| Securities available for sale | 26,186,000 | 26,046,000 | 29,125,000 | 27,716,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,622,000 | 178,334,000 | 177,551,000 | 173,700,000 |
| Interest-bearing deposits | 151,066,000 | 149,848,000 | 149,768,000 | 146,943,000 |
| Noninterest-bearing deposits | 28,556,000 | 28,487,000 | 27,783,000 | 26,757,000 |
| Equity capital | 25,123,000 | 24,221,000 | 24,826,000 | 25,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,628,000 | 5,197,000 | 7,836,000 | 10,369,000 |
| Interest expense | 347,000 | 679,000 | 994,000 | 1,289,000 |
| Net interest income | 2,281,000 | 4,518,000 | 6,842,000 | 9,080,000 |
| Noninterest income | 503,000 | 1,007,000 | 1,786,000 | 2,268,000 |
| Noninterest expense | 1,528,000 | 3,057,000 | 4,549,000 | 6,170,000 |
| Provision for loan losses | 100,000 | 146,000 | 219,000 | 289,000 |
| Pretax income | 1,156,000 | 2,322,000 | 3,860,000 | 4,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,156,000 | 2,322,000 | 3,860,000 | 4,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,262,000 | 23,972,000 | 24,508,000 | 25,537,000 |
| Total capital | 25,972,000 | 25,664,000 | 26,233,000 | 27,167,000 |
| Risk-weighted assets | 136,599,000 | 135,109,000 | 137,707,000 | 129,968,000 |