Call reports 2012
FNB PICAYUNE BANK — 2012
What FNB PICAYUNE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,146,000 | 210,710,000 | 205,283,000 | 206,512,000 |
| Total loans | 156,384,000 | 157,013,000 | 155,930,000 | 153,944,000 |
| Allowance for loan losses | 1,734,000 | 1,804,000 | 1,767,000 | 1,877,000 |
| Securities available for sale | 25,998,000 | 27,512,000 | 26,407,000 | 26,726,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,905,000 | 186,659,000 | 180,825,000 | 181,304,000 |
| Interest-bearing deposits | 149,654,000 | 149,593,000 | 146,954,000 | 148,473,000 |
| Noninterest-bearing deposits | 36,252,000 | 37,066,000 | 33,871,000 | 32,831,000 |
| Equity capital | 23,834,000 | 23,751,000 | 24,114,000 | 24,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,572,000 | 8,344,000 | 11,136,000 |
| Interest expense | 513,000 | 994,000 | 1,439,000 | 1,839,000 |
| Net interest income | 2,286,000 | 4,578,000 | 6,905,000 | 9,297,000 |
| Noninterest income | 470,000 | 1,036,000 | 1,523,000 | 1,908,000 |
| Noninterest expense | 1,500,000 | 3,017,000 | 4,556,000 | 6,214,000 |
| Provision for loan losses | 284,000 | 521,000 | 710,000 | 1,018,000 |
| Pretax income | 972,000 | 2,076,000 | 3,162,000 | 3,973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 972,000 | 2,076,000 | 3,162,000 | 3,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,067,000 | 22,911,000 | 23,182,000 | 23,996,000 |
| Total capital | 24,801,000 | 24,689,000 | 24,938,000 | 25,760,000 |
| Risk-weighted assets | 142,199,000 | 142,194,000 | 140,470,000 | 140,972,000 |