Call reports 2011
FNB PICAYUNE BANK — 2011
What FNB PICAYUNE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 210,672,000 | 209,549,000 | 210,833,000 | 208,098,000 |
| Total loans | 160,105,000 | 160,152,000 | 158,860,000 | 158,903,000 |
| Allowance for loan losses | 2,045,000 | 2,057,000 | 2,086,000 | 2,163,000 |
| Securities available for sale | 20,908,000 | 28,726,000 | 22,523,000 | 24,440,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,332,000 | 186,371,000 | 187,278,000 | 183,887,000 |
| Interest-bearing deposits | 153,613,000 | 153,998,000 | 151,264,000 | 147,218,000 |
| Noninterest-bearing deposits | 33,719,000 | 32,373,000 | 36,014,000 | 36,669,000 |
| Equity capital | 22,843,000 | 22,794,000 | 23,149,000 | 23,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 5,901,000 | 8,709,000 | 11,586,000 |
| Interest expense | 669,000 | 1,308,000 | 1,909,000 | 2,458,000 |
| Net interest income | 2,285,000 | 4,593,000 | 6,800,000 | 9,128,000 |
| Noninterest income | 441,000 | 931,000 | 1,411,000 | 1,855,000 |
| Noninterest expense | 1,445,000 | 2,835,000 | 4,294,000 | 6,015,000 |
| Provision for loan losses | 157,000 | 338,000 | 377,000 | 837,000 |
| Pretax income | 1,124,000 | 2,351,000 | 3,540,000 | 4,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,124,000 | 2,351,000 | 3,540,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,455,000 | 22,228,000 | 22,512,000 | 23,111,000 |
| Total capital | 24,264,000 | 24,056,000 | 24,302,000 | 24,914,000 |
| Risk-weighted assets | 144,475,000 | 146,037,000 | 142,917,000 | 143,866,000 |