Call reports 2008
FNB PICAYUNE BANK — 2008
What FNB PICAYUNE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 225,760,000 | 217,954,000 | 221,214,000 | 206,080,000 |
| Total loans | 180,958,000 | 179,066,000 | 172,539,000 | 170,312,000 |
| Allowance for loan losses | 1,525,000 | 1,532,000 | 1,531,000 | 1,637,000 |
| Securities available for sale | 23,489,000 | 21,216,000 | 21,662,000 | 24,546,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,176,000 | 197,307,000 | 200,488,000 | 183,543,000 |
| Interest-bearing deposits | 169,711,000 | 163,816,000 | 168,335,000 | 155,671,000 |
| Noninterest-bearing deposits | 34,466,000 | 33,491,000 | 32,153,000 | 27,872,000 |
| Equity capital | 20,132,000 | 19,364,000 | 19,586,000 | 21,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,194,000 | 8,145,000 | 11,969,000 | 15,650,000 |
| Interest expense | 1,508,000 | 2,839,000 | 4,098,000 | 5,218,000 |
| Net interest income | 2,686,000 | 5,306,000 | 7,871,000 | 10,432,000 |
| Noninterest income | 651,000 | 1,233,000 | 1,782,000 | 2,397,000 |
| Noninterest expense | 1,353,000 | 2,748,000 | 4,073,000 | 5,883,000 |
| Provision for loan losses | 278,000 | 344,000 | 450,000 | 552,000 |
| Pretax income | 1,706,000 | 3,447,000 | 5,130,000 | 6,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,706,000 | 3,447,000 | 5,130,000 | 6,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,402,000 | 19,030,000 | 19,389,000 | 20,660,000 |
| Total capital | 20,927,000 | 20,562,000 | 20,920,000 | 22,297,000 |
| Risk-weighted assets | 165,984,000 | 161,134,000 | 158,656,000 | 152,989,000 |