Call reports 2007
FNB PICAYUNE BANK — 2007
What FNB PICAYUNE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,249,000 | 224,435,000 | 233,079,000 | 223,615,000 |
| Total loans | 171,348,000 | 179,370,000 | 189,174,000 | 182,413,000 |
| Allowance for loan losses | 1,188,000 | 1,198,000 | 1,205,000 | 1,492,000 |
| Securities available for sale | 36,138,000 | 32,174,000 | 32,063,000 | 28,434,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,111,000 | 204,127,000 | 205,740,000 | 202,283,000 |
| Interest-bearing deposits | 161,878,000 | 163,987,000 | 169,166,000 | 170,744,000 |
| Noninterest-bearing deposits | 39,232,000 | 40,140,000 | 36,574,000 | 31,539,000 |
| Equity capital | 18,735,000 | 17,870,000 | 18,751,000 | 19,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,487,000 | 13,014,000 | 17,442,000 |
| Interest expense | 1,372,000 | 2,853,000 | 4,465,000 | 6,179,000 |
| Net interest income | 2,788,000 | 5,634,000 | 8,549,000 | 11,263,000 |
| Noninterest income | 551,000 | 1,159,000 | 1,746,000 | 2,353,000 |
| Noninterest expense | 1,322,000 | 2,718,000 | 4,031,000 | 6,011,000 |
| Provision for loan losses | 23,000 | 44,000 | 73,000 | 493,000 |
| Pretax income | 2,000,000 | 4,037,000 | 6,197,000 | 7,118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000,000 | 4,037,000 | 6,197,000 | 7,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,521,000 | 18,036,000 | 18,521,000 | 19,449,000 |
| Total capital | 19,709,000 | 19,234,000 | 19,726,000 | 20,941,000 |
| Risk-weighted assets | 160,386,000 | 165,760,000 | 172,609,000 | 166,683,000 |