Call reports 2006
FNB PICAYUNE BANK — 2006
What FNB PICAYUNE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 224,105,000 | 228,202,000 | 225,767,000 | 227,618,000 |
| Total loans | 142,602,000 | 152,389,000 | 159,734,000 | 163,694,000 |
| Allowance for loan losses | 1,151,000 | 1,167,000 | 1,176,000 | 1,176,000 |
| Securities available for sale | 57,250,000 | 53,544,000 | 50,517,000 | 45,350,000 |
| Securities held to maturity | 219,000 | 219,000 | 219,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,811,000 | 212,393,000 | 208,203,000 | 208,311,000 |
| Interest-bearing deposits | 157,615,000 | 163,973,000 | 157,362,000 | 159,168,000 |
| Noninterest-bearing deposits | 50,196,000 | 48,420,000 | 50,841,000 | 49,143,000 |
| Equity capital | 15,710,000 | 15,231,000 | 16,741,000 | 18,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,558,000 | 11,742,000 | 15,929,000 |
| Interest expense | 977,000 | 2,069,000 | 3,276,000 | 4,611,000 |
| Net interest income | 2,698,000 | 5,489,000 | 8,466,000 | 11,318,000 |
| Noninterest income | 407,000 | 888,000 | 1,403,000 | 1,891,000 |
| Noninterest expense | 1,191,000 | 2,511,000 | 3,793,000 | 5,445,000 |
| Provision for loan losses | 14,000 | 39,000 | 48,000 | 67,000 |
| Pretax income | 1,900,000 | 3,827,000 | 6,028,000 | 7,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,900,000 | 3,827,000 | 6,028,000 | 7,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,856,000 | 15,787,000 | 16,627,000 | 18,303,000 |
| Total capital | 17,007,000 | 16,954,000 | 17,803,000 | 19,479,000 |
| Risk-weighted assets | 140,935,000 | 149,417,000 | 153,756,000 | 157,835,000 |