Call reports 2003
FNB PICAYUNE BANK — 2003
What FNB PICAYUNE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,135,000 | 145,648,000 | 146,277,000 | 147,966,000 |
| Total loans | 112,368,000 | 115,710,000 | 120,079,000 | 123,859,000 |
| Allowance for loan losses | 1,032,000 | 1,031,000 | 1,050,000 | 1,060,000 |
| Securities available for sale | 14,337,000 | 18,836,000 | 15,747,000 | 14,234,000 |
| Securities held to maturity | 972,000 | 692,000 | 693,000 | 693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,687,000 | 132,497,000 | 133,300,000 | 134,476,000 |
| Interest-bearing deposits | 108,165,000 | 110,291,000 | 112,980,000 | 114,505,000 |
| Noninterest-bearing deposits | 20,522,000 | 22,206,000 | 20,320,000 | 19,971,000 |
| Equity capital | 12,196,000 | 11,953,000 | 11,747,000 | 12,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,996,000 | 7,555,000 | 10,103,000 |
| Interest expense | 711,000 | 1,418,000 | 2,100,000 | 2,778,000 |
| Net interest income | 1,760,000 | 3,578,000 | 5,455,000 | 7,325,000 |
| Noninterest income | 439,000 | 906,000 | 1,389,000 | 1,866,000 |
| Noninterest expense | 1,070,000 | 2,192,000 | 3,296,000 | 4,710,000 |
| Provision for loan losses | 16,000 | 25,000 | 50,000 | 79,000 |
| Pretax income | 1,113,000 | 2,267,000 | 3,498,000 | 4,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,113,000 | 2,267,000 | 3,498,000 | 4,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 11,198,000 | 11,358,000 | 12,264,000 |
| Total capital | 12,670,000 | 12,229,000 | 12,408,000 | 13,324,000 |
| Risk-weighted assets | 104,364,000 | 109,824,000 | 111,577,000 | 113,090,000 |