Call reports 2001
FNB PICAYUNE BANK — 2001
What FNB PICAYUNE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,665,000 | 124,026,000 | 127,303,000 | 128,739,000 |
| Total loans | 94,224,000 | 92,983,000 | 95,357,000 | 98,760,000 |
| Allowance for loan losses | 959,000 | 950,000 | 970,000 | 967,000 |
| Securities available for sale | 13,822,000 | 13,316,000 | 15,829,000 | 17,963,000 |
| Securities held to maturity | 2,651,000 | 1,652,000 | 1,652,000 | 1,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,640,000 | 111,377,000 | 114,386,000 | 115,707,000 |
| Interest-bearing deposits | 90,037,000 | 93,903,000 | 96,067,000 | 95,069,000 |
| Noninterest-bearing deposits | 17,603,000 | 17,474,000 | 18,319,000 | 20,638,000 |
| Equity capital | 10,767,000 | 10,416,000 | 10,670,000 | 11,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,194,000 | 7,826,000 | 10,356,000 |
| Interest expense | 1,241,000 | 2,428,000 | 3,581,000 | 4,593,000 |
| Net interest income | 1,357,000 | 2,766,000 | 4,245,000 | 5,763,000 |
| Noninterest income | 360,000 | 765,000 | 1,159,000 | 1,575,000 |
| Noninterest expense | 919,000 | 1,872,000 | 2,797,000 | 4,014,000 |
| Provision for loan losses | 23,000 | 32,000 | 42,000 | 57,000 |
| Pretax income | 775,000 | 1,633,000 | 2,571,000 | 3,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,633,000 | 2,571,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,239,000 | 9,925,000 | 10,088,000 | 10,795,000 |
| Total capital | 11,198,000 | 10,875,000 | 11,058,000 | 11,762,000 |
| Risk-weighted assets | 82,409,000 | 83,497,000 | 85,995,000 | 91,163,000 |