Call reports 2023
STATE BANK OF TEXAS — 2023
What STATE BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,132,910,000 | 2,191,364,000 | 2,363,304,000 | 2,569,549,000 |
| Total loans | 1,708,308,000 | 1,790,867,000 | 1,934,317,000 | 2,094,274,000 |
| Allowance for loan losses | 19,781,000 | 20,952,000 | 22,358,000 | 23,995,000 |
| Securities available for sale | 112,139,000 | 151,740,000 | 144,771,000 | 152,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,840,870,000 | 1,807,794,000 | 1,920,414,000 | 2,152,401,000 |
| Interest-bearing deposits | 1,713,252,000 | 1,675,890,000 | 1,784,588,000 | 2,008,402,000 |
| Noninterest-bearing deposits | 127,618,000 | 131,904,000 | 135,826,000 | 143,999,000 |
| Equity capital | 277,054,000 | 303,178,000 | 324,764,000 | 371,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 47,279,000 | 99,283,000 | 153,719,000 | 215,283,000 |
| Interest expense | 14,848,000 | 32,404,000 | 53,441,000 | 77,816,000 |
| Net interest income | 32,431,000 | 66,879,000 | 100,278,000 | 137,467,000 |
| Noninterest income | 1,803,000 | 4,087,000 | 6,218,000 | 8,405,000 |
| Noninterest expense | 5,068,000 | 13,831,000 | 19,527,000 | 26,835,000 |
| Provision for loan losses | 1,200,000 | 2,300,000 | 3,700,000 | 5,394,000 |
| Pretax income | 27,961,000 | 54,804,000 | 83,239,000 | 113,607,000 |
| Income tax | 101,000 | 220,000 | 371,000 | 570,000 |
| Net income | 27,860,000 | 54,584,000 | 82,868,000 | 113,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,642,000 | 308,367,000 | 336,651,000 | 375,319,000 |
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