Call reports 2022
STATE BANK OF TEXAS — 2022
What STATE BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,401,051,000 | 1,614,774,000 | 1,799,392,000 | 2,054,921,000 |
| Total loans | 1,106,953,000 | 1,288,485,000 | 1,457,914,000 | 1,597,063,000 |
| Allowance for loan losses | 13,565,000 | 15,759,000 | 18,102,000 | 18,563,000 |
| Securities available for sale | 59,858,000 | 97,941,000 | 95,961,000 | 104,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,867,000 | 1,298,969,000 | 1,440,073,000 | 1,713,760,000 |
| Interest-bearing deposits | 1,003,866,000 | 1,160,417,000 | 1,288,698,000 | 1,570,007,000 |
| Noninterest-bearing deposits | 130,001,000 | 138,552,000 | 151,375,000 | 143,753,000 |
| Equity capital | 209,820,000 | 230,677,000 | 250,358,000 | 279,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,315,000 | 40,785,000 | 74,365,000 | 114,872,000 |
| Interest expense | 1,660,000 | 4,086,000 | 9,491,000 | 19,866,000 |
| Net interest income | 16,655,000 | 36,699,000 | 64,874,000 | 95,006,000 |
| Noninterest income | 1,565,000 | 3,720,000 | 5,492,000 | 8,753,000 |
| Noninterest expense | 4,308,000 | 9,056,000 | 13,989,000 | 19,966,000 |
| Provision for loan losses | 500,000 | 2,500,000 | 4,700,000 | 5,050,000 |
| Pretax income | 13,412,000 | 28,863,000 | 51,677,000 | 78,691,000 |
| Income tax | 102,000 | 148,000 | 196,000 | 311,000 |
| Net income | 13,310,000 | 28,715,000 | 51,481,000 | 78,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,712,000 | 236,117,000 | 258,883,000 | 285,783,000 |