Call reports 2021
STATE BANK OF TEXAS — 2021
What STATE BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,026,480,000 | 1,118,469,000 | 1,215,248,000 | 1,322,130,000 |
| Total loans | 835,181,000 | 908,875,000 | 976,586,000 | 1,070,982,000 |
| Allowance for loan losses | 11,051,000 | 12,177,000 | 12,700,000 | 13,541,000 |
| Securities available for sale | 44,723,000 | 44,266,000 | 43,958,000 | 43,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,976,000 | 926,272,000 | 1,000,343,000 | 1,077,416,000 |
| Interest-bearing deposits | 672,321,000 | 820,704,000 | 887,705,000 | 946,199,000 |
| Noninterest-bearing deposits | 112,655,000 | 105,568,000 | 112,638,000 | 131,217,000 |
| Equity capital | 172,128,000 | 169,766,000 | 183,734,000 | 199,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,720,000 | 29,201,000 | 47,185,000 | 65,003,000 |
| Interest expense | 1,366,000 | 2,752,000 | 4,245,000 | 5,742,000 |
| Net interest income | 12,354,000 | 26,449,000 | 42,940,000 | 59,261,000 |
| Noninterest income | 1,076,000 | 2,184,000 | 4,625,000 | 8,633,000 |
| Noninterest expense | 3,338,000 | 7,201,000 | 11,440,000 | 15,107,000 |
| Provision for loan losses | 800,000 | 1,825,000 | 2,275,000 | 2,975,000 |
| Pretax income | 9,290,000 | 19,605,000 | 34,004,000 | 50,064,000 |
| Income tax | 160,000 | 160,000 | 160,000 | 50,000 |
| Net income | 9,130,000 | 19,445,000 | 33,844,000 | 50,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,518,000 | 167,833,000 | 182,231,000 | 198,402,000 |
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