Call reports 2020
STATE BANK OF TEXAS — 2020
What STATE BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 918,137,000 | 915,442,000 | 958,506,000 | 976,977,000 |
| Total loans | 717,643,000 | 736,907,000 | 776,297,000 | 786,215,000 |
| Allowance for loan losses | 7,823,000 | 8,624,000 | 9,633,000 | 10,288,000 |
| Securities available for sale | 52,692,000 | 55,440,000 | 55,117,000 | 55,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,269,000 | 719,297,000 | 744,540,000 | 774,777,000 |
| Interest-bearing deposits | 679,179,000 | 613,795,000 | 634,852,000 | 673,620,000 |
| Noninterest-bearing deposits | 89,090,000 | 105,502,000 | 109,688,000 | 101,157,000 |
| Equity capital | 134,209,000 | 144,372,000 | 152,770,000 | 162,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,443,000 | 25,801,000 | 39,009,000 | 53,652,000 |
| Interest expense | 3,400,000 | 6,026,000 | 7,970,000 | 9,612,000 |
| Net interest income | 10,043,000 | 19,775,000 | 31,039,000 | 44,040,000 |
| Noninterest income | 1,343,000 | 2,101,000 | 2,980,000 | 4,352,000 |
| Noninterest expense | 3,374,000 | 6,390,000 | 9,500,000 | 13,343,000 |
| Provision for loan losses | 550,000 | 1,250,000 | 2,175,000 | 2,775,000 |
| Pretax income | 7,462,000 | 14,236,000 | 22,387,000 | 32,317,000 |
| Income tax | 300,000 | 525,000 | 712,000 | 886,000 |
| Net income | 7,162,000 | 13,711,000 | 21,675,000 | 31,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,119,000 | 143,667,000 | 151,632,000 | 161,388,000 |